We are creating a safe, non-judgmental space where healing can begin. This is an open group where women connect with others who have had similar experiences. If you or someone you know has been impacted by domestic, physical or sexual violence, this space is for you. For more information call or text 616-970-9356 or email corlis.nichols@gmail.com
How to Survive the Coming Economic Crisis
He Is Risen–Breaking the Chains of Financial Bondage
Speaker
Dwight K. NelsonSince 1983, Dwight Nelson has served as lead pastor of the Pioneer Memorial Church on the campus of Andrews University. He preaches on the “New Perceptions” telecast, teaches at the theological seminary and has written some books, including The Chosen. He and his wife, Karen, are blessed with two married children and 2 granddaughters.
Offering
More In This Series
"How to Survive the Coming Economic Crisis:
He Is Risen—Breaking the Chains of Financial Bondage"
www.newperceptions.tv
» The Story
• Luke 24:1-8
» The Stats
• At the end of last year million Americans had a credit card(s).
• The average credit-card debt per borrower is $—up about 7.5 percent from 2015.
• If you paid only the minimum payments on a $5000 credit card debt, you would be in debt for more than years and end up paying $ in interest based on national averages.
• According to a NerdWallet study, the average American household has more than $ in credit card debt.
• Millennials (18-34) carry around $ in debt (student loans, credit cards, mortgages).
• Total student debt now exceeds $ .
• Thus % of Americans live from paycheck to paycheck.
• More than have less than $1000 reserved for emergency purposes.
• According to USA Today some million Americans—or 16% of the adults—think they will miss at least one credit card due date in 2019.
• www.usatoday.com/story/money/2019/02/27/student-loan-debt-4-things-keep-...) (www.usatoday.com/story/money/personalfinance/2019/03/12/national-debt-ri...) (www.investopedia.com/investing/early-warning-signs-next-financial-crisis/)
» The Scripture
• "'The Son of Man must be delivered over to the hands of , be crucified and on the third day be raised again.'" (Luke 24:8)
• Isaiah 53:6—"And the LORD has laid on Him the of us all."
• 2 Corinthians 5:21—"God made Him who had no sin to be for us, so that in Him we might become the righteousness of God."
• He died a Debtor, so that we might live free.
• 2 Corinthians 8:9—"For you know the grace of our Lord Jesus Christ, that though He was , yet for your sake He became , so that you through His poverty might become ."
» The Steps
• Jesus: "Seek the Kingdom of God and His righteousness, and all these things will be added to you." (Matthew 6:33)
• #1—Perform what Dave Ramsey calls a " ."
• www.thriventcu.com offers this practical counsel: (1) Do not use debt (credit cards) to buy short-term consumer goods, such as clothing, entertainment or electronics; (2) avoid debt over items with a short life span and little resale value; and (3) avoid debt which comes with a very high interest rate.
• Dave Ramsey: "There is NO positive side to credit card use. You will spend more if you use credit cards instead of cash. If you 'have to' use plastic, I suggest a debit card. I use them for travel and the occasional convenience of ordering something over the Internet or phone. Other than that, I use ." (www.daveramsey.com)
• #2—Always pay more than the .
• #3—Pay off your credit cards beginning with the lowest in order to experience success as soon as possible.
• #4—Reduce the rate.
• #5—Beware of debt settlement companies.
• #6— to somebody.
• James Scurlock: "Maybe it’s because of what Dave Ramsey calls the intense that everybody feels about debt—the false certainty that everyone else has got it together. Or maybe it's what Bob, the Debtors Anonymous member I interviewed, told me: debt is simply not a socially acceptable topic; one can talk about one's sex life or even one's drug addiction as though it were fashionable, but owning up to one's financial troubles means being ostracized from the world of polite conversation." (Maxed Out 123)
• National Foundation for Credit Counseling (800-388-2227)
• #7—When you make God . . . He will make it .
• Malachi 3:10-12
Make God First
There are no fellowship dinners for the remainder of June.
Student Visits would like to invite all Juniors and Seniors to come and be a part of Summer Preview, July 9 & 10.
Meet with two academic departments of your choice, catch a South Bend Cubs baseball game, chat with our students, and have a picnic on the beach at Lake Michigan.
The All Nations Seventh-Day Adventist Church is having a fundraiser breakfast on Father's Day, June 18. Come and enjoy a scrumptious pancake breakfast with the entire family. This event is to help raise money for our pathfinders to attend the International Camporee in Gillette, Wyoming, and for our church budget. Advance tickets are being sold.
Prices are as follows:
- Adults: $8
- Children 5-12: $5
- Children under 5: free
Payments can be made via:
- Paypal: paypal.com/donate/?hosted_button_id=A86UW2TDJQBVG
- Adventist Giving: adventistgiving.org/donate
For Adventist Giving, you can use your login or give as a guest. Please make the payment to Berrien Springs SDA Church. Tickets can be picked up at All Nations. Our address is 4259 E. Snow Rd, Berrien Springs, MI 49103. Please make advanced arrangements by calling 269-473-4400 or by emailing anc.berrien@gmail.com.
NAD Women's Ministries
Women are specifically designed by God to meet the needs of other women. Women’s Ministries is the best way to connect the church with unchurched women in your community and introduce them to Jesus Christ.
Across the North American Division, from the United States to Canada and from Bermuda to Guam-Micronesia, the women of the church are engaged in serving others. They give Bible studies, hold evangelistic series, and minister to those in shelters for battered and homeless women. They provide for the needs of families seeking refuge on our shores from oppressive regimes, teach English as a second language classes, tutor school children, and make bags of love for children who are displaced from their homes or their parents. The women of the church are making a significant difference in their communities and their congregations.
COVID didn’t slow down ministry, it just moved it online. Local, Conference, Union, and Division women’s ministries offered online and live webinars, retreats, and seminars. Zoom became the place to get together to talk, study, discuss books, and pray together.
Established in 1898 at the urging of Ellen White, the Women’s Ministries Offering funds evangelistic outreach events and leadership training for women across the North American Division. These women partner with God in service through ministries that seek to encourage, equip, and challenge girls, teens, young adults, and women to grow deeply in God and serve Him uniquely with their gifts and talents.
—North American Division Stewardship Ministries
Matthew 24:14 presents almost unbelievable problems, but Pastor Laurence Burn of Adventist Frontier Missions has a potential solution which he will present to ASM attendees on Sunday, June 11. Come with your food and friends who are at least 55 years old, to the Village SDA Church Fellowship Hall at 1:00 PM for fellowship, potluck, and perhaps an exciting answer to these age-old problems!
We will also be treated to a vocal solo or two by Trudean Scott-Elliott, from Jamaica, who is now a dormitory dean at Andrews University. Doug and Carol Macomber got acquainted with her last year at campmeeting and really enjoyed her beautiful voice, so now we are privileged to hear her, too!
Nurture, interact, support and create a safe and inclusive environment for children grades 1-7. Responsibilities include managing a group of children Monday-Friday, supervising all aspects of the day, leading children through a weekly schedule and participating/teaching/assisting in all activities.
June 5-Aug 18, 2023. Various shifts available between 7:30 am - 5:00 pm Monday - Friday Must be at least 18 years old. Competitive pay. Lunch included! https://www.andrews.edu/admres/jobs/
You are invited to join the New England Adventist Heritage Tour. On this tour you will have the opportunity to walk the ground that the Adventist Pioneers walked, sing the songs they sang and learn what their passions were. As part of this tour, lectures will be given in which lessons from Adventist history will be applied to life today. Give yourself the chance to deepen your understanding of Adventist history and have an enjoyable time while doing so!
• Dates: July 16–23, 2023 (Sunday–Sunday)
• Cost:
o Students: MDiv and MAR students pay $385 in addition to their Summer Semester Tuition
o Spouses: There are 5 reduced rate spouse seats at $799, but if the number of spouses exceeds five, additional spouses will pay the full price of $1,725.
o Community members: $1,725.
• Applications Now Accepted: Applications will only be accepted via email at carclasses@andrews.edu.
• Brochure & Application Form: See online at www.centerforadventistresearch.org/netour/.
• Courses Offered: See www.centerforadventistresearch.org/netour/.
Video about the historical tour: https://youtu.be/bklPuhasb7I
Each Sabbath morning at both 1st and 2nd services, people gather in "The Prayer Room" to pray for the church service, the participants, and the congregants, both in-house and online. We are in need of more volunteers for both services. We pray for the prayer requests submitted each week (which are anonymous). We participate in the congregational prayer and listen to the sermon on a monitor provided in The Prayer Room. If you have a heart to pray for others or are looking for more information, please contact Deb Montcalm at greengables75@yahoo.com.
Neighbor To Neighbor, Adventist Community Service Center is looking for an Adventist Administrator. Must be caring, flexible and have great communication skills with management and public relations experience. Must have an associate or bachelor degree. Duties include management of the Thrift Store, volunteers and facilities supervision. A full time position with benefits. If interested, have questions or want to submit a resume contact: info@n2nhelps.com