How to Survive the Coming Economic Crisis

He Is Risen–Breaking the Chains of Financial Bondage

Speaker

Dwight K. Nelson

Since 1983, Dwight Nelson has served as lead pastor of the Pioneer Memorial Church on the campus of Andrews University. He preaches on the “New Perceptions” telecast, teaches at the theological seminary and has written some books, including The Chosen. He and his wife, Karen, are blessed with two married children and 2 granddaughters.

Offering

Saturday, April 20, 2019
Program: 
Praise
Christ Is Risen • Because He Lives • Worthy Is the Lamb/Agnus Dei
Prayer
Rodlie Ortiz
Children’s Story
On an American Spiritual [WereYou There?] • David Holsinger
Worship in Music
Wondrous Love • Donald Grantham
Processional of Hope
Dwight & Karen Nelson
Hymn of Hope
Christ the Lord Is Risen Today • 166
Homily
"He Is Risen: Breaking the Chains of Financial Bondage"
Dwight K. Nelson
Commitment Card, Tithes & Offerings
He Lives • 251

More In This Series

"How to Survive the Coming Economic Crisis:
He Is Risen—Breaking the Chains of Financial Bondage"

www.newperceptions.tv

» The Story

• Luke 24:1-8

» The Stats

• At the end of last year million Americans had a credit card(s).

• The average credit-card debt per borrower is $—up about 7.5 percent from 2015.

• If you paid only the minimum payments on a $5000 credit card debt, you would be in debt for more than years and end up paying $ in interest based on national averages.

• According to a NerdWallet study, the average American household has more than $ in credit card debt.

• Millennials (18-34) carry around $ in debt (student loans, credit cards, mortgages).

• Total student debt now exceeds $ .

• Thus % of Americans live from paycheck to paycheck.

• More than have less than $1000 reserved for emergency purposes.

• According to USA Today some million Americans—or 16% of the adults—think they will miss at least one credit card due date in 2019.

www.usatoday.com/story/money/2019/02/27/student-loan-debt-4-things-keep-...) (www.usatoday.com/story/money/personalfinance/2019/03/12/national-debt-ri...) (www.investopedia.com/investing/early-warning-signs-next-financial-crisis/)

» The Scripture

• "'The Son of Man must be delivered over to the hands of , be crucified and on the third day be raised again.'" (Luke 24:8)

• Isaiah 53:6—"And the LORD has laid on Him the of us all."

• 2 Corinthians 5:21—"God made Him who had no sin to be for us, so that in Him we might become the righteousness of God."

• He died a Debtor, so that we might live free.

• 2 Corinthians 8:9—"For you know the grace of our Lord Jesus Christ, that though He was , yet for your sake He became , so that you through His poverty might become ."

» The Steps

• Jesus: "Seek the Kingdom of God and His righteousness, and all these things will be added to you." (Matthew 6:33)

• #1—Perform what Dave Ramsey calls a " ."

www.thriventcu.com offers this practical counsel: (1) Do not use debt (credit cards) to buy short-term consumer goods, such as clothing, entertainment or electronics; (2) avoid debt over items with a short life span and little resale value; and (3) avoid debt which comes with a very high interest rate.

• Dave Ramsey: "There is NO positive side to credit card use. You will spend more if you use credit cards instead of cash. If you 'have to' use plastic, I suggest a debit card. I use them for travel and the occasional convenience of ordering something over the Internet or phone. Other than that, I use ." (www.daveramsey.com)

• #2—Always pay more than the .

• #3—Pay off your credit cards beginning with the lowest in order to experience success as soon as possible.

• #4—Reduce the rate.

• #5—Beware of debt settlement companies.

• #6— to somebody.

• James Scurlock: "Maybe it’s because of what Dave Ramsey calls the intense that everybody feels about debt—the false certainty that everyone else has got it together. Or maybe it's what Bob, the Debtors Anonymous member I interviewed, told me: debt is simply not a socially acceptable topic; one can talk about one's sex life or even one's drug addiction as though it were fashionable, but owning up to one's financial troubles means being ostracized from the world of polite conversation." (Maxed Out 123)

• National Foundation for Credit Counseling (800-388-2227)

• #7—When you make God . . . He will make it .

• Malachi 3:10-12

Make God First

(Flyer, TV, Google search, name of person who invited you, etc.)
Widows and Widowers

On Sunday, March 24, the Niles Westside Adventist Church (110 N. Fairview Ave, Niles, MI 49120) is inviting all widows/widowers to a 1:00 PM potluck in the Adventist school building across the parking lot. Come enjoy a Spring outing! Bring a favorite vegetarian dish to pass and relax among old and new friends.

Hands for Him

If  you're the type of person who enjoys helping others, Pioneer Women's Ministries has the perfect opportunity for you to be a blessing!  On Sunday, March 24 from 2-4PM, bring your friends and join us in the Commons as Laura Meyer (Neighbor-to-Neighbor), Llona Chapman (PMC Visiting Ministry), and Carol Jordan (God's Hands for Kids) share ways we can be the hands, feet, and heart of Jesus in our community. In order for us to know how much pizza and salad to provide, please register in advance by sending the word "SERVE" to 269-281-2345. Hope to see you then!

Andrews University Symphony Orchestra

On March 9, at 8 PM, four young and talented student-conductors will lead the Andrews University Symphony Orchestra in the Howard Performing Arts Center. They will present an exciting and beautiful program featuring works by Rossini, Strauss, and Dvorak. Join us in supporting these young leaders while enjoying an evening of great music!

Raymond Mayor Memorial Service

Dr. Ray Mayor was an active member in the Michigan conference for more than 50 years, and an elder at PMC during the years he resided in Berrien Springs. He died on November 28,2023 in Walla Walla, Washington. The Michigan memorial service is Sabbath March 2, 2024 at 4:30 PM in the Seminary Chapel at Andrew’s University.

Easter Reflections

Pioneer Women's Ministries is again happy to share Easter Reflections. This year the text and email devotionals will focus on hymns celebrating our Lord's Second Coming. To receive the text "teasers" and emails, text the word "SOON" to 269-281-2345.

Fellowship Dinner

There will be a fellowship dinner, following the second worship service in the commons on the lower level.

Offering for March 2, 2024

Pioneer Operating Budget

When Joshua began leading the Israelites, there was likely a lot of uncertainty around how things would go. Moses had spent years leading the children of God through the wilderness and through many miraculous events! In Joshua 1, we can see that God calls Joshua to be both “strong and courageous” (Joshua 1:6, NIV) in a transition of leadership that surely may have felt overwhelming to Joshua at times.

And yet, God walked with Joshua through the ups and the downs of his journey as a leader. Joshua proved to be a faithful steward of what God gave him. God gave him the task of leadership, and Joshua leaned on God to see that through. The beautiful thing about Joshua’s story is that God did not just give Joshua an enormous task – God took it upon Himself to provide Joshua with the wisdom to be the leader that Israel needed at that moment.

We too have been given the privilege of supporting the work of God at a local level. Our offering today will go to support our local church budget. The ministries of the local church are the heartbeat of the gospel spreading in our community. As we collect our offering today, consider how you can best steward all of the resources that God has blessed you with!

North American Division Stewardship Ministries

Next ASM Potluck

NEXT ASM POTLUCK--Find out about the event that won't happen again for 20 years!  The regular ASM (Adventist Seniors of Michiana) program will feature Dr. Tom Shepherd in his presentation: "Secrets of the Upcoming Solar Eclipse."  Bring your favorite
food to the potluck, along with your friends, to view this exciting topic at the Village SDA Fellowship Hall on March 10 at 1:00 p.m.  If you need further information, call Cleon White (269) 471-5553.

Hugs and Bugs, Work and Worship - The Honduras Mission Trip

Hugs and Bugs, Work and Worship - The Honduras Mission Trip During the New Years’ break, our eleven Pioneer Youth Mission volunteers served at the Hogar de Niños (children’s home) conducting a day camp for about 75-90 children from the Hogar and the local community. The camp, directed by Scott Schalk,  provided Bible class, music, crafts, health and sports activities each day. Afternoons and evenings were spent with the children at the Hogar de Niños operated by REACH International. Additionally the team conducted worships each evening and on Sabbaths. Thanks to generous donations to Pioneer Youth Missions we were able to provide 65 families with food for an entire month. Glenn Russell described the team’s experience: “Pioneer Youth Missions teams have been coming to this special place in Honduras for 25 years. Our lives are blessed by the hugs, prayers, laughter and worship together with these precious children. And we are inspired by the dedicated staff at the home. It was a privilege to support and assist in their service for God.”

Glenn Russell, Pioneer Youth Missions director

Scott Schalk, Pioneer Friendship Camp director

Ruth Murdoch Elementary School Visitor's Day

Students who will be in the 1st - 8th grades next school year are invited to visit Ruth Murdoch Elementary School on March 5.  Make friends, meet teachers and have fun!  Grades 1-6 will visit 8:15-11:30 AM and Grades 7-8 will visit 8:15-3:30 PM. Please call 269-471-3225 to register

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