Renovation Underway  —  

Pioneer’s summer renovation project is underway. Sabbath services will meet at Howard Performing Arts Center. Please note the Sanctuary is now closed to the general public. For updates and safety information please visit https://www.pmchurch.org/renovate/updates.

 
Thursday, May 9, 2019 - 15:24

How to Survive the Coming Economic Crisis

He Is Risen–Breaking the Chains of Financial Bondage

Speaker

Dwight K. Nelson

Since 1983, Dwight Nelson has served as lead pastor of the Pioneer Memorial Church on the campus of Andrews University. He preaches on the “New Perceptions” telecast, teaches at the theological seminary and has written some books, including The Chosen. He and his wife, Karen, are blessed with two married children and 2 granddaughters.

Offering

Saturday, April 20, 2019

More In This Series

"How to Survive the Coming Economic Crisis:
He Is Risen—Breaking the Chains of Financial Bondage"

www.newperceptions.tv

» The Story

• Luke 24:1-8

» The Stats

• At the end of last year million Americans had a credit card(s).

• The average credit-card debt per borrower is $—up about 7.5 percent from 2015.

• If you paid only the minimum payments on a $5000 credit card debt, you would be in debt for more than years and end up paying $ in interest based on national averages.

• According to a NerdWallet study, the average American household has more than $ in credit card debt.

• Millennials (18-34) carry around $ in debt (student loans, credit cards, mortgages).

• Total student debt now exceeds $ .

• Thus % of Americans live from paycheck to paycheck.

• More than have less than $1000 reserved for emergency purposes.

• According to USA Today some million Americans—or 16% of the adults—think they will miss at least one credit card due date in 2019.

www.usatoday.com/story/money/2019/02/27/student-loan-debt-4-things-keep-...) (www.usatoday.com/story/money/personalfinance/2019/03/12/national-debt-ri...) (www.investopedia.com/investing/early-warning-signs-next-financial-crisis/)

» The Scripture

• "'The Son of Man must be delivered over to the hands of , be crucified and on the third day be raised again.'" (Luke 24:8)

• Isaiah 53:6—"And the LORD has laid on Him the of us all."

• 2 Corinthians 5:21—"God made Him who had no sin to be for us, so that in Him we might become the righteousness of God."

• He died a Debtor, so that we might live free.

• 2 Corinthians 8:9—"For you know the grace of our Lord Jesus Christ, that though He was , yet for your sake He became , so that you through His poverty might become ."

» The Steps

• Jesus: "Seek the Kingdom of God and His righteousness, and all these things will be added to you." (Matthew 6:33)

• #1—Perform what Dave Ramsey calls a " ."

www.thriventcu.com offers this practical counsel: (1) Do not use debt (credit cards) to buy short-term consumer goods, such as clothing, entertainment or electronics; (2) avoid debt over items with a short life span and little resale value; and (3) avoid debt which comes with a very high interest rate.

• Dave Ramsey: "There is NO positive side to credit card use. You will spend more if you use credit cards instead of cash. If you 'have to' use plastic, I suggest a debit card. I use them for travel and the occasional convenience of ordering something over the Internet or phone. Other than that, I use ." (www.daveramsey.com)

• #2—Always pay more than the .

• #3—Pay off your credit cards beginning with the lowest in order to experience success as soon as possible.

• #4—Reduce the rate.

• #5—Beware of debt settlement companies.

• #6— to somebody.

• James Scurlock: "Maybe it’s because of what Dave Ramsey calls the intense that everybody feels about debt—the false certainty that everyone else has got it together. Or maybe it's what Bob, the Debtors Anonymous member I interviewed, told me: debt is simply not a socially acceptable topic; one can talk about one's sex life or even one's drug addiction as though it were fashionable, but owning up to one's financial troubles means being ostracized from the world of polite conversation." (Maxed Out 123)

• National Foundation for Credit Counseling (800-388-2227)

• #7—When you make God . . . He will make it .

• Malachi 3:10-12

Make God First

(Flyer, TV, Google search, name of person who invited you, etc.)
Registration Picnic and STEAMS Showcase

Come and enjoy food and fellowship with RMES faculty and staff, parents and students! STEAMS projects will be on display. Office staff will be registering K - 8th grade students for the 2019-2020 school year.

May 20, 5:30 PM

PMC Prayer Ministry Team Seeking New Members

Please join our PMC Prayer Ministry Team by volunteering to pray with us during 1st or 2nd service on available Sabbaths. We need you to help us intensify and grow this ministry. For more information contact Andrea Gibbs.

Contact: Andrea Gibbs - gibbsak777@gmail.com | (209) 663-9891 (can text)

Sabbath School in the HPAC

Although Sabbath School classes will not meet, each class will take turn leading out in the lesson discussion. Several microphones will be available for members' participation and interaction. However, the French, the Portuguese and the Yugoslavian classes will meet in the HPAC lobby. Sabbath School leaders will be in the HPAC lobby to respond to your questions or concerns.

"In Exile: Cadences of Home" Begins Next Sabbath

Because Pioneer is "in exile" from its familiar surroundings and spiritual home for the late spring and summer, our new worship/ pulpit theme in the Howard Performing Arts Center will focus on what are called "diasporic morality tales"—dramatic Bible narratives of believers who lived "in exile" among those who did not believe. From these stories both familiar and unfamiliar, what lessons can we draw from their faithful though often conflicted lives? While we're renovating God's House this summer, let's continue to renovate our hearts for Him. Beginning May 11.

Signs of the Times

The annual Signs of the Times campaign has begun and continues through the month of May. Signs of the Times was first published in June, 1874, and celebrates its 145th birthday this June. Signs of the Times is a monthly magazine that encourages readers to lead joyful Christian lives as they await the soon return of Jesus. For more information about Signs of the Times, visit www.signstimes.com.

Volunteer this Summer in Children's Sabbath Schools!

As a university church, we disciple AU students helping in every Sabbath School. During vacation months, substitute teachers and pianists are needed, May through August, and December, each year. Experience God through the eyes of a child by making a Sabbath School small group part of your summer adventure this year. Sign up today!